Category Archives: Finances

Equities First Holdings: Specializing In Stock Based Loans

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***UPDATE***

April 3rd, 2017— Equities First is happy to share their new Crunchbase profile. This will help with keeping up with all news/events on Equities First. See link below for details.

Equities First Holdings is a loan provider that is acknowledged all over the world for its international lending and diverse financing solutions. The organization has over 14 years of operation. EFC provides clients with alternative financing solutions and enables them to meet their personal capital goals. Equities First Holdings is a global leader and finance shareholder possessing offices in London, United States, Hong Kong, Bangkok and Sydney.

 

EFH has headquarters in Indianapolis, Indiana and since 2002 the organization has managed over forty million in assets. Startups need a way to explore innovative alternatives, secure capital for new business ventures and interchange with economic climates. With EFH, a business can truly get a hold of some fast cash without struggling to attain approval.

 

 Equities First Holdings specialize in stock-based loans. With this type of loan, the restrictions are minimal, so the money can be used for multiple different reasons. With a stock-based loan, a borrower can expect to pay an extremely reduced fixed interest rate of four percent or lower. All loans carry some type of risk, however, some borrowers can walk away from a transaction without any obligation

 

A business’s stock can be used as collateral, giving the business owner the option of receiving a loan to spend on practically anything. Sadly, with a margin loan, the client has to go through specific stages that can determine if they qualify or not. Margin loans are very difficult to obtain and may even require the money to be used for a single purpose. Equities First Holdings is different. This organization abides by a mission to deliver the maximum benefits to their clients with the least amount of risk so all of their customers can meet their financial and personal goals. They are built to the code of integrity and rely on trading institutions for guidance.

 

For more information please visit http://www.equitiesfirst.com/contact

Crunchbase profile: https://www.crunchbase.com/organization/equities-first-usa#/entity

April 3, 2017

Equities First Holdings’ Stock-Based Loans and Margin Loans Increases

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Equities First Holdings is a world-class lending institution and provider of alternative capital financing. As financial institutions make their lending criteria tight, EFH’s margin loans, and stock-based loans increases. EFH serves as a substitute source of funding for borrowers limited to conventional credit-based loans and wishing to raise quick capital.

While there exist options for financing these borrowers, recently, lending institutions have reduced their lending options, increased interest rates, and tightened loan qualifications. As such, most borrowers prefer stock-based credits, as is an innovative credit option for investors in need of quick funding. These loans are often highly valued than margin loans and their interest rates remain fixed even during the market fluctuation.

According to Al Christy, the CEO of EFH, market changes are inevitable during extended loan terms. However, stock-based credits provide a hedge by lowering the expected investment risk when the market is about to make a downturn. Furthermore, securities-based credits are non-recourse; therefore, debtors retain loan proceeds, even if the value of the securities decline.

Difference between margin loans and stock-based loans

Although stock-based and margin loans are considered synonymous because of using securities for collateral, they differ significantly. Firstly, margin loans require applicants to have a pre-qualification. Their interest rates varies and may range from 10% to 50 %. Notably, a lending institution may liquidate the debtor’s security without notification.

Conversely, stock-based loans’ interest rate is fixed and ranges from 3% to 4% and a loan-to-value ratio ranging from 50% to 75%. Interestingly, for stock-based loans, borrowers are not restricted to use the money for a particular purpose.

About Equities First Holdings

For over 14 years, Equities First Holdings is a premier provider of unconventional financing solutions to investors not qualified for conventional loans. Borrowers use publicly traded bonds and stocks as their collateral. EFH provides excellent liquidation at a lower interest rate to help its clients meet their professional and personal financial needs.

As a global lending institution, EFH functions in nine countries in the U.S, Asia, Australia, and the U.K. Since 2002, EFH has initiated almost 700 transactions for international corporations and high-net-worth individuals. Through EFH, clients access alternative financing at lower rates using stocks and bonds as collateral.

October 30, 2016

Martin Lustgarten: Choosing A Reputable Investment Banker

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Are you looking for quality information about investment banking or other financial service? Want to know how to recognize a great investment professional or why so many investors rely on Martin Lustgarten for outstanding results? Perhaps you have read a lot about Martin Lustgarten and his team of investment advisors, and want to find out how they can help you reach your goals.

Investment bankers are highly sought after due to the role they play in the financial services arena. These experts act on behalf of investors and clients to achieve great outcome. As agents or sort of middlemen, investment bankers have multiple roles when it comes to getting things done.

These companies conduct thorough market research prior to the commencement of the investment process. When a client wants to start trading in the stock market, a reliable investment banker takes the time to assess the condition of the market and also evaluates the client’s decision to ensure it’s the right option. Through expert market research and analysis, an experienced investment banker can actually determine whether the investment process should proceed.

There are many investment bankers and financial services advisors promising to help clients reach their investment goals but it is advisable to choose one that has a proven track record of success.

Martin Lustgarten comes highly recommended in the financial services and investment arenas. Martin is well versed in all areas of the investment field and has great expertise in investment banking. His clients come from all walks of life and include big corporations, large companies, entrepreneurs and individual investors. Martin cares a lot about his clients’ success and he takes the time to find out what their expectations are and then develop a customized solution to meet their needs.

As founder of a highly successful firm, Martin Lustgarten Investments, Martin Lustgarten pays great attention to details. He has personally mentored some of his associates and encourage them to ensure complete satisfaction of their clients. Martin Lustgarten receives top reviews from his clients and his peers due to his excellent services in the industry. Follow Lustgarten on Twitter @mlustgarten2 to learn more about his investing tips.

More sources for Martin Lustgarten:

Tumblr: https://martinlustgarten.tumblr.com/

June 29, 2016